We at PetPremium often get the question when is the best time to buy a pet insurance policy for my dog or cat? Even though pet owners who are considering pet insurance for their dog or cat frequently ask this question, the answer is quite clear and simple. Check out these Frequently Asked Questions about pet insurance. The best time to get pet health insurance for your dog or cat is before it’s needed. That may be when you first get a new puppy or kitten. Or, it may be for an adult pet. Either way, the sooner you have it, the better.
When Can I Start?
Truly wonderful is the day when your family welcomes a new kitten or puppy into your home. It’s a time to anticipate years of happy companionship and love. It’s also a time of commitment to give your new pet everything he needs to live a healthy and happy life. As soon as your new pet is about eight weeks old, he will need to begin a series of examinations and vaccinations that are essential for preventing life-threatening diseases and parasites. Having a pet insurance plan that covers routine pet health care including vaccinations, laboratory tests and dental care will make it financially easier to provide exactly what your veterinarian recommends. Medical conditions such as ear infections and upper respiratory infections are common with young patients, and many of these can be covered, too. Another easily overlooked advantage to getting pet health insurance at an early age is the likelihood of avoiding exclusions due to conditions occurring before the effective date of your plan.
Plan Ahead to Avoid a Devastating Scenario
Few things are more enjoyable than watching your young pet playfully zoom around your home or yard. A medical emergency is the last thing on your mind as you watch in amazement at the seemingly endless energy. However, accidents and other emergencies do happen, even when we least expect them. Don’t wait until an injury occurs or your pet unknowingly eats something that causes an intestinal emergency. Many of the expenses arising from those situations can be covered by an insurance policy if it is already in place.
Pets are Living Longer than Ever Before. Plan Now to Make His Senior Years Good Years.
Senior pets have access to the best care that’s ever been available. Veterinarians of today have tools not only to extend the life of pets, but also to improve the quality of life for aging pets like never before. New treatments can control serious senior pet disease conditions like diabetes, thyroid imbalances, kidney disease, arthritis and even cancer.
Even if your pet has been around for several years, it’s not too late to consider a health plan so you will be prepared should any of those conditions related to aging arise.
Today is the Best Time to Get Insurance for Your Pet
You and your pet will be glad when you make the decision to enroll him in a health care plan. Begin by understanding the differences between Dog and Cat Insurance, and then find the best policy for your unique needs by reading about various Coverage Plans.
Dr. Steve Pearson, Doctor of Veterinary Medicine
Dr. Steve Pearson previously held the position of chief of staff at a corporate veterinary practice for over 5 years and is certified in Veterinary Practice Administration from American Animal Hospital Association. The statements made in this article are the personal opinions of Dr. Pearson and based on independent experiences and could be different from the opinions of PetPremium Pet health Insurance or any other pet health insurance provider.
